Are you in a situation where you need to pay but you didn’t bring enough cash and also the Internet is not working or it’s very slow to use UPI?
Fear not in that situation you can use UPI without internet. All you need to do is to use the *99# USSD code on your phone’s dialer.
This *99# service was introduced for all mobile phone users in India including non-smartphone users. As long as you are part of the UPI ecosystem, and the phone you are using for this has the registered phone number linked to your UPI account, you can use the *99# service and enjoy all UPI features. For smartphone users, this *99# is an emergency feature that they can use if they do not have internet, for feature phone users, it is the only way they can access any UPI feature.
How to make UPI payment without internet
Before starting, you need to make sure that the phone number that you have registered with UPI is linked to your bank account and also check you are getting the proper network on that phone number on which you are going to use the *99# service.
Step 1: Open the dialer on your phone and type *99#. Tap on the ‘Call’ button next.
Step 2: You will see a menu pop up with a lot of options including one for sending money. Type ‘1’ and then tap on send button.
Step 3: Next, select from the option which information you have from the person receiving – Mobile No. or UPI ID etc.
Step 4: Now, if you selected “Mobile No.” then enter the mobile number that is linked to the UPI account of the merchant and tap send.
Step 5: Enter the amount of money you want to send and then press send button.
Step 6: Enter a remark for the payment in the following pop-up – this will help you to remember why you are making the payment, for example – groceries.
Step 7: Type in your UPI pin to complete the transaction.
How to disable UPI with the *99# service
Step 1: Open the dialer and enter *99#.
Step 2: Type number 4 and send to select the option “4. My Profile“.
Step 3: Now type number 7 and tap on send to deregister from UPI.
Step 4: Press 1 to confirm that you want to deregister from UPI.
You can get more information from NPCI’s official website.
All about using UPI without internet
So, that’s how you can use UPI without internet, let us know your thoughts about using UPI with internet and without. Do ever think that using UPI without internet could be this easy?